Fair Housing

Federal and state fair housing laws prohibit discrimination based on race, color, religion, sex, disability, familial status, and national origin in all areas of real estate transaction.


Civil Rights Act



The federal Civil Rights Act of 1866 prohibits all racial discrimination in the sale or rental of property. In leasing or selling residential property, the Civil Rights Act of 1968 expands the definition of discrimination to include not only race, but also national origin, color, and religion. The Fair Housing Amendments Act of 1988 further broadens the definition to include age, sex, and handicapped status.



Fair Housing Act



The federal Fair Housing Act of 1988 and Title VIII of the Civil Rights Act of 1968 constitute the Fair Housing Act. The Fair Housing Act makes fair housing a national policy throughout the U.S. It prohibits discrimination in the sale, lease or rental of housing, or making housing otherwise unavailable because of race, color, religion, sex, disability, familial status or national origin.



Equal Credit Opportunity Act



The federal Equal Credit Opportunity Act makes it unlawful to discriminate against anyone on a credit application due to race, color, religion, national origin, sex, marital status, age or because all or part of an applicant's income comes from any public assistance program.



Americans with Disabilities Act



The federal Americans with Disabilities Act prohibits discrimination against persons with disabilities in commercial facilities and places of public accommodation.



Rights and Responsibilities


Home sellers, prospective homebuyers, real estate agents, mortgage brokers and loan officers all have rights and responsibilities under the law.



What To Do if You Feel the Law Has Been Violated



Discrimination complaints about housing may be filed with the nearest office of the U.S. Department of Housing and Urban Development (HUD) or by calling HUD's telephone numbers, (202)708-1112 (Voice) or (202)708-1455 (TTY).